Pet Insurance
Pet Insurance
Search and compare affordable quotes from over 15 UK pet insurance providers, including:
Types of Home Insurance Policies
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Compare quotes from over 15 different pet insurance providers with just one search.
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What is Covered by Home Insurance?
Typical home insurance policies cover damage or loss caused by:
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Fire and storm damage
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Flooding
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Theft and vandalism
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Falling trees
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Leaking pipes
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Subsidence or landslips
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Impact damage
Exclusions from Home Insurance
Policies typically do not cover:
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General wear and tear
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Damage from lack of maintenance
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DIY accidents
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Intentional damage
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Damage caused by pets or pests
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Unoccupied properties
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Some outdoor features like fences and gates
Compare Pet Insurance
Compare Affordable UK Pet Insurance Quotes
Pets bring immense joy to our lives, and many of us consider them part of the family. With over half of UK households owning a pet, it’s clear that Britain has a deep love for animals. In fact, it’s estimated that there are 13 million dogs and 12 million cats in UK households since the pandemic.
But whether your pet has paws, claws, or floppy ears, the cost of caring for them can add up quickly, especially if they get ill or injured and require an unexpected trip to the vet.
That’s why millions of pet owners choose to take out dedicated pet insurance. Whether it’s dog insurance for your loyal pooch, cat insurance, or rabbit insurance, we’ve got you covered!
Why Insure Your Pet?
With the average out-of-hours vet visit costing over £250 in the UK, pet owners can face hefty bills without insurance. This cost doesn’t even include treatment, which can run into thousands depending on the condition.
Most households would struggle with such expenses unless they’ve invested in a good pet insurance policy. There’s also the possibility of your pet developing a chronic medical condition, leading to more frequent vet visits and even larger bills.
How Much Is Pet Insurance?
The cost of pet insurance can vary greatly, depending on several factors unique to your pet. This means that no two insurance policies are the same. The best way to find an accurate figure for your pet insurance is to compare multiple quotes.
Factors Affecting Pet Insurance Premiums:
Pet’s age
Pet’s species
Pet’s breed
Coverage level
Your location
It’s wise to insure your pet while they’re young, as premiums are generally lower. Some insurers cover pets with pre-existing conditions, though these policies can be more expensive due to the higher risk of needing treatment.
How to Use Our Pet Insurance Comparison System
Whether you need puppy insurance, older dog insurance, kitten insurance, or cat insurance, our comparison system offers various coverage levels for your pet.
It doesn’t matter if your pet is a pedigree or a cross-breed – we’ll compare the best quotes from our panel of insurers to help you find a great deal.
How to Get a Quote
Simply fill out our short online form with a few details about yourself and your pet. In minutes, we’ll provide you with multiple quotes.
Each quote will clearly show what’s included in the policy, such as vet fees, multi-pet cover availability, and whether lifetime cover is provided.
Why Compare Pet Insurance with Us?
By comparing multiple pet insurance quotes, you significantly increase your chances of finding the cheapest coverage. Comprehensive policies that offer more coverage can sometimes be found at competitive prices. A thorough search can help you find not only the cheapest but also the most comprehensive pet insurance.
Additional Considerations
Does My Pet Need to Be Neutered and Vaccinated?
Most policies don’t require neutering, but some providers may offer cheaper rates if your pet is castrated or spayed. Vaccinations, however, are usually required by most providers.
Is It Worth Insuring an Older Dog?
Insuring an older dog can be more expensive, but many owners are willing to bear the cost to cover their beloved pet.
Levels of Pet Insurance Coverage
Accident-Only:
Covers medical expenses from accidents only, usually the cheapest option but limited in scope.
Per-Condition:
Limits the payout for any single condition, either by amount or time. Good for lower-cost options but check the limits.
Annual Insurance:
Allows flexibility to switch providers annually but may exclude pre-existing conditions.
Lifetime Insurance:
The most comprehensive and expensive option, covering most illnesses up to an annual limit
Additional Considerations
Dental Coverage for Pets
Does My Pet Need to Be Neutered and Vaccinated?
Most policies don’t require neutering, but some providers may offer cheaper rates if your pet is castrated or spayed. Vaccinations, however, are usually required by most providers.
Is It Worth Insuring an Older Dog?
Most pet insurance policies don’t cover dental care as standard, but you can usually add it on. Consider including dental care in your policy, as untreated dental issues can lead to serious health problems.
Types of Pets Covered
Insuring an older dog can be more expensive, but many owners are willing to bear the cost to cover their beloved pet.
UK pet insurance typically covers dogs and cats, but many insurers also cover other species. Coverage may vary, especially for exotic pets, but most legal pets in the UK can be insured.
Types of Pets Covered
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Reptiles (Lizards, Snakes)
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Amphibians (Toads, Frogs)
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Birds (Parrots, Finches)
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Small Mammals (Gerbils, Guinea Pigs, Rabbits)
Finding Affordable Pet Insurance
Tips to Save on Pet Insurance
Keep your pet vaccinated and neutered.
Opt for a higher excess.
Insure multiple pets under one policy.
Consider accident-only insurance for young, healthy pets.
Choosing the Right Pet Insurance
Choosing the right policy depends on your budget, pet’s type, age, and any pre-existing conditions. The best way to find the right coverage is to compare multiple quotes online using our comparison service.
Additional Considerations
Compare Pet Insurance Quotes Now
Does My Pet Need to Be Neutered and Vaccinated?
Most policies don’t require neutering, but some providers may offer cheaper rates if your pet is castrated or spayed. Vaccinations, however, are usually required by most providers.
Comparing multiple quotes is the best way to find a real deal. Not all insurers are equal, and many offer discounts at different times. By comparing quotes from multiple providers, you can ensure you’re getting the best deal possible.