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Bike Insurance

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What is Bike Insurance?

Bike insurance is a policy designed to protect your motorcycle, scooter, or moped against damage, theft, and liability in the event of an accident. Whether you ride your bike for leisure, commuting, or long-distance touring, having the right insurance is essential to ensure you're protected on the road and compliant with legal requirements.

UK-based experts can help explain how it all works
Quotes from Over 25 Top Insurers

At Im Insured, we offer you the ability to compare quotes from over 25 leading bike insurance providers. Our wide network ensures that you can find the best coverage tailored to your needs, whether you’re a daily commuter, a weekend rider, or a long-distance traveler.

Why Compare with Im Insured?

When you choose to compare bike insurance with Im Insured, you benefit from:

Extensive Network

Access quotes from over 110 top bike insurers in one place.
 

Personalized Results

We offer quotes tailored to your specific bike and riding habits.

 

Fast and Easy Process

Our comparison tool saves you time and effort, helping you find the best deal quickly.

Experience You Can Trust

With over 13 years of industry experience, we understand the unique needs of bikers and provide expert guidance.

Our Guide to Bike Insurance

Navigating bike insurance can be tricky, but our guide makes it simple. Learn about the various types of coverage, factors that affect your premiums, and how to select the right policy for your bike, whether it's a scooter, moped, or high-performance motorcycle.

FAQs
  • How do I compare car insurance quotes?
    Simply enter your details, and our comparison tool will show you a range of quotes from leading providers.
  • What factors affect my car insurance premium?
    Your premium is influenced by several factors, including your age, driving history, the make and model of your car, and where you live.
  • Can I customize my car insurance policy?
    Yes, you can tailor your policy by choosing the coverage levels and add-ons that best suit your needs.
Testimonials for Im Insured Service

Here’s what our customers are saying about us

Im Insured made finding the right van insurance so easy. I found a great deal in minutes

Emma J. - Newcastle

What Are the Different Types of Bike Insurance?

Bike insurance typically comes in three main types:

  • Third-Party Only:
    Covers damage you cause to others' vehicles and property, but not your bike.

  • Third-Party, Fire, and Theft:
    Includes third-party coverage and adds protection against fire damage and theft.

  • Comprehensive:
    The most complete cover, protecting your bike and others in case of an accident, as well as covering fire, theft, and vandalism.

What Are the Different Types of Cover?

When insuring your bike, consider the different types of cover available:

  • Liability Coverage:
    Covers damages you may cause to others.

  • Personal Accident Cover:
    Provides compensation for injuries to you or your passengers.

  • Breakdown Cover:
    Assists if your bike breaks down while you’re out on the road.

  • Helmet and Leathers Cover:
    Protects your riding gear in case of an accident.

  • Legal Expenses:
    Covers legal costs associated with accidents where you're at fault.

How Do I Decrease the Cost?

Reducing the cost of your bike insurance is easy with these tips:

  • Security Measures:
    Installing alarms, immobilizers, or tracking devices can lower your premiums.

  • Build a No-Claims Bonus:
    Safe driving without claims over time can significantly reduce your costs.

  • Choose the Right Coverage:
    Avoid unnecessary extras and opt for the coverage that fits your needs.

  • Limit Your Mileage:
    Lower annual mileage can lead to cheaper insurance.

  • Advanced Riding Courses:
    Completing an advanced riding course can earn you a discount with some insurers.

Our Top Tips

Follow these tips to maximize your bike insurance savings:

  • Review Annually:
    Regularly reassess your policy to ensure it still meets your needs and riding habits.

  • Bundle Policies:
    Consider combining your bike insurance with other policies for potential savings.

  • Accurate Information:
    Always provide accurate details to avoid complications or denied claims.

  • Check for Discounts:
    Look for available discounts, such as for safe driving or or multi-bike policies.

  • Invest in Security:
    Better security can lead to lower premiums and greater peace of mind.

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